DISCOVERY
It all starts with Discovery — our process of learning everything we can about the client. We explore life goals, financial goals, personal values, family connections and any other important attributes. We also gather relevant information such as trust documents, brokerage statements and tax returns.

ANALYSIS AND DESIGN
After considerable time spent studying and reviewing the information gathered in the Discovery phase, we will prepare a written set of observations and recommendations.

SETTING THE COMPASS
Like any voyage, you need to know where you're going before you set sail. The Portfolio Compass is our way of defining the investment objectives for each client. The Portfolio Compass will serve as our long-term guide for specific investment strategies. In the way that a strong moral compass can guide life decisions in times of uncertainty, the Portfolio Compass will guide our investment decisions.

PORTFOLIO IMPLEMENTATION
Portfolio Implementation involves two distinct steps: Tactical Allocation and Manager Selection. If you were to embark upon an ocean voyage, it is not enough to know the general compass direction. You also need to check the immediate conditions. While Hawaii might be your ultimate destination, you will want to detour around storms, or find a favorable current, in order to avoid danger and ensure eventual success. This is Tactical Allocation — avoiding trouble where we can, and adding assets to favorable asset classes. Once we decide on our tactics, we then choose the best specialty managers or assets in the chosen investment type.

COMMUNICATION AND SURVEILLANCE
We prepare quarterly summary reports that bring together valuation and performance information for all assets under our supervision. We compare the performance of the portfolio to the client's investment benchmarks. The benchmarks help the client measure their progress toward their goals, as well as evaluate our performance as investment managers.